Vol 41 - All Tech Is Human at Its Core | Jadewell Family Office Investment Newsletter

November 9, 2025

This week, we wrapped up our very first two-day booth experience at Hong Kong FinTech Week — and what a ride it was!

🏙️ Hong Kong truly feels like the capital of mega-events lately. The venue was packed wall-to-wall with people, and every few minutes you’d hear cheers erupting from different booths or stages. The energy? Absolutely electric. 🔥

As a little shrimp 🦐 in the vast fintech ocean, our booth was tucked into a cozy but dark corner right next to the mighty Tencent. Their setup was huge, bright, and brimming with adorable giveaways. Compared to that, our booth was… let’s just say, powered by love and minimalism.

🙏 But thanks to the overflow of foot traffic from the big guys, we got a steady stream of curious visitors — and with them came a barrage of soul-searching questions:

💬 “Since you’re exhibiting at FinTech Week, what’s the tech angle of your company?”

💬 “The kind of services you’re offering, such as consolidating and analyzing positions across banks — our AI models can already do that.”

🧠 These questions got us thinking deeply over the past few days. And you know what? They’ve only made us more confident in the direction and mission of Jadewell Family Office.

So how did we unpack these soul-searching questions? Check out our reflection below 👇

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Contents of This Week's Newsletter

Family Office Buzz	All Tech Is Human at Its Core
Next Week	Key Events to Watch Next Week
Social Media	Three Market Puts & Two Michaels

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【Family Office Buzz】All Tech is Human at Its Core - Same for Wealth Management

🚀 Fintech Week Reflections: AI Is Powerful, But Human Judgement Still Reigns

As an exhibitor at this year’s Hong Kong FinTech Week, we also took the opportunity to explore other booths across the venue.

Among the many impressive showcases, the ones that stood out most were those focused on wealth management — a space close to our heart at Jadewell Family Office.

💡 In fact, Jadewell was founded precisely because we saw the pain points faced by high-net-worth clients in traditional private banking. One of the biggest? The challenge of consolidating multiple bank accounts to gain a truly comprehensive view of one’s portfolio — and being able to analyze and monitor performance in real time.

At FinTech Week, we saw several startups tackling this issue. And yes, AI models are getting very good at crunching numbers and automating tedious tasks. But here’s the real question: Would clients actually use and trust these tools?

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🤖 Robotaxis Are Cool — But Would You Put Your Child on a Robo-Schoolbus?

For example, everyone’s talking about AI-powered Robotaxis. Me? I’d hop in the moment I get the chance.

But what if someone launched a driverless Robo-schoolbus? In the foreseeable future, I doubt any parent would put their child on board. Why? Because when something is that precious, you just don’t risk it.

Apply that same logic to wealth management: Would you entrust your life’s savings — the fruit of decades of hard work — to an AI model alone?

We believe AI can be a powerful assistant. But when it comes to data accuracy and decision-making, human expertise is still essential. That’s where Jadewell Family Office comes in.

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✈️ Robotaxis Are on the Road — But Robo-Airplanes? Not Yet.

Let’s take it a step further. Robotaxis are already operating in some cities. But the idea of a pilotless Robo-airplane? Even if the computer’s already doing the heavy lifting, I’d rather still have some human watching the skies.

Why? Because flying is far more complex than driving on the ground. It requires deeper knowledge and far more intensive training.

The same applies to wealth management.

A retail investor’s portfolio may be simple enough for AI to analyze. But high-net-worth portfolios are a different beast — filled with derivatives, bonds, hedge funds, private equity, and more. Much of the data isn’t publicly available, and current AI models aren’t yet equipped to handle that level of complexity with confidence.

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🧠 The British Bond Analytics Company That Blew My Mind

While we still believe human judgment has the edge, AI is catching up fast — and some innovations truly impressed us.

One standout was a bond analytics company from the UK.

Unlike stocks, bond markets are notoriously opaque. That lack of transparency drives up transaction costs and forces advisors like us to spend hours researching before making recommendations.

The founder — a former bond fund manager — built an AI model that aggregates data across the bond universe. Clients can input simple instructions like:

“I’m okay with extending the average maturity of my bond portfolio, but I want to improve credit quality while boosting yield.”

In the past, hearing that kind of request would make my temples throb 😨 — it sounds simple, but takes hours of analysis and hard work. Now, this AI model can generate multiple solutions in minutes. It knocked the wind out of me.

That said… AI can suggest solutions but still can’t execute trades (at least for most of our clients here in HK). So yes, Jadewell Family Office still has a slight edge. 😉

Curious how else Jadewell can support your financial journey? Let’s talk today — and explore the perfect balance between human wisdom and technological power. 💬

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【Next Week】Key Events to Watch in the Week Ahead

HK - Earnings

Nov 13 (Thu) - Tencent (0700)、SMIC (0981)、JD (9618)

Nov 14 (Fri) - Alibaba (9988)、Meituan (3690)、Li Auto (2015)

US - Earnings

Nov 11 (Tue) - SE

Nov 12 (Wed) - CSCO

Nov 13 (Thu) - DIS, AMAT

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【Social Media】Topics from Jadewell's Social Media

🪬Three Market Puts & Two Michaels 👥

Bank of America strategist Michael Harnett believes the AI bubble won’t burst anytime soon because the market is currently supported by three critical “puts”. But the formation of these defenses hides a fatal weakness. What is it?

Meanwhile, the legendary “Big Short” investor Michael Burry has recently made bold moves to short the AI trade. Could he once again channel his 2008 brilliance — the lone voice of clarity while the crowd remained intoxicated?👉 Facebook (Chinese) / Instagram (English)

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About Jadewell Family Office

Jadewell is committed to offering proactive, customized services akin to a “single-family office,” yet within the ease of a “multi-family office” environment.

- HK SFC Licensed (Type 4&9)

- Tailor-Made Investment Advisory Services

- Portfolio Consolidation Across Banks

- Zero Commission Model

- Decades of Experience Across Leading Global Private Banks

Ann Yu

Co-Founder and CEO

Jadewell Family Office

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